The relative weight of these two components can vary with age.
In our 20s, it is probably 90:10; 70:30 in our 30s; 50:50 in our 40s; 40:60 in our 50s; 20:80 in our 60s. And then, who knows, maybe a flip to the origins later on in life!
Diamonds, weekends in Paris, iPads, puppies, horses, handbags, shoes and new stereo systems are added bonuses. But the basics have got to be right.
Just my two pence.
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